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Motorcycle/ATV/UTV Insurance

Florida motorcycle insurance requirements are based upon the financial responsibility of the owner against liability.

The motorcycle owner is not required to carry insurance to register a motorcycle. However, the driver is held financially responsible if charged in a motorcycle crash. Make sure you have peace of mind while enjoying the sunshine that Florida has to offer! While enjoying your ATV or UTV in a KOA or campground, it’s your responsibility to have liability coverage in the event of an accident.

Contact us for a review of your current policy or New Quote!

Frequently Asked Questions

Q. Do I need insurance for my motorcycle?

A. The motorcycle owner is not required to carry insurance to register a motorcycle. However, the driver is held financially responsible if charged in a motorcycle crash. A motorcycle owner has three financial responsibility options to choose from. Q. What is no-fault coverage?

A. Florida is a “no-fault” state requiring personal injury protection coverage for your personal vehicle of four wheels or more. No-fault coverage ensures that all medical bills will be paid regardless of who was at fault in an accident. No-fault laws do not apply to motorcycles. This means that the motorcyclist must get compensation from the other driver’s insurance for any injuries and damages that resulted from the accident.

Q. Are there penalties for not having motorcycle insurance?

A. If you are in an accident, you are financially liable sustained injuries and damage. And if you don’t have liability coverage at the time of the accident it can have serious consequences including:

Company Details

Insurance Network Center
Mailluli Gonzalez

7735 NW 146 St. 204
Miami Lakes, FL 33016

Contact Details

E-mail address:
mai@insurefloridanetwork.com

(786) 529-1102

Available 9:00am - 6:00pm

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